JetBlue Innovations by Marcio Alaor – BMG Executive

The executive of Banco BMG, Marcio Alaor reports that, according to the businessman David Neeleman, the choice of the word “blue” was for him to inspire positive feelings and refer to heaven. The winner of the campaign received lifetime passes on what came to be called Azul Linhas Aéreas Brasileiras.

The well-being and customer satisfaction has always been a priority of David Neeleman, current CEO of Blue, insists Marcio Alaor. An unusual feature among the airlines is the call center that interfaces between the customer and the company, which in the Neeleman company, unlike the majority of other air carriers, it is not outsourced at all. About four reports per day are sent by the business, says the executive of Banco BMG. The Blue also created, for passengers who were on flights up to an hour late, a credit of 50 reais to be used in the next trip with the company.

Currently, The Blue is the third largest airline in Brazil. According to the company, it is “the largest route network” of Brazil, with more than 100 destinations, and with 864 takeoffs per day. The figures represent a total of about 32% of the market, says the executive of Banco BMG.

However, Marcio Alaor draws attention to the difficulties that the company is facing in relation to the economic situation in which it is dealing with Brazil and the devaluation against the US dollar. The current situation of the Brazilian economy increases costs of the airline industry companies, in the context of passenger decline, says the executive of Banco BMG. According to information sent by the Blue to the National Civil Aviation Agency (ANAC), the company, by June, a net loss of 236 million reais because of the worsening of 25.8% of the cost of services, states the executive of Banco BMG, Marcio Alaor.


David Neeleman has always been popular among the crew of their companies and often, he solved the problems with passengers, says Marcio Alaor. At the time, he was president of JetBlue, flying with the company once a week, at the very least. Neeleman has always been directly involved with their companies, and he frequented the corridors of many airports, in search of suggestions from passengers.

The creative entrepreneur in the airline industry is responsible for preparing the e-ticket, which reduced operating costs and reduced bureaucracy at the time of boarding, making life easier for travelers, says the executive of Banco BMG. Marcio Alaor also recalls that it was Neeleman who created the Live TV. On JetBlue and Azul, David Neeleman enabled, even for a low-cost carrier, each seat on the aircraft to have access to live television. In addition, the aircraft offered pay-per-view movies, satellite radio channels and Wi-Fi system.

The executive of Banco BMG, Alaor Marcio, highlights that despite the hard work during the week, and the intense life of a successful businessman, David Neeleman does not forget to keep going on days off. He attends church on Sunday, he is the father of nine children, and lives with his family in Connecticut, in the United States.

Marcio Alaor, Top Brazilian Banker

Marcio Alaor is vice president of the Brazilian consigned credit giant Banco BMG, and one of best-known executives in the country’s banking industry. As a leader of the financial community, he is often called on to comment in the media on financial markets and the economy.

As vice president of Banco BMG, Alaor is part of the consigned credit revolution in Brazil, the rising trend in small-scale, secured loans The company is rapidly becoming a household name in Brazil as an alternative to older, more established financial institutions as a result. The success of BMG has led it to become one of Brazil’s major banks in the last ten years, with the company setting up a joint venture with giant Itau.

Recently, Alaor was interviewed on Brazilian television to comment on the exceptional case of the Brazilian economy. According to Alaor, wth most of the world’s economies either in recession or in stagnation, Australia’s strength as an exporter of commodities has been its saving grace. He agrees with economists who believe that Australia’s success also has a great deal to do with its aggressive fiscal stimulus package, with heavy tax breaks for corporations, along with increased investment in infrastructure, which is a major job-creator.

Banco BMG is well-known for its active sports sponsorship program, and Alaor has been very involved in the program, with the bank financing and sponsorsing dozens of teams. However, now that BMG has achieved its goal of enhancing its level of visibility, it is gradually scaling back sports sponsorship . According to Alaor, BMG is now the 3rd most recognizable brand among major sponsors of Brazilian soccer, joining the Top Ten list with the likes of Coca-Cola. In addition, BMG invests in a portfolio of soccer players and has made some extremely successful acquisitions in Brazilian soccer, according to Alaor.

Philip Diehl Explains Why Owning Gold Coins Is Wise


Source: CBS 19 TV News

Philip Diehl is the president of the US Money Reserve, and he has given a talk on the ePodcastNetwork about gold coin ownership. Gold coins are a stable investment device for anyone who wants to start slow, and Philip wants his customers to understand why owning gold coins may be the only investment vehicle they need. This article explains Philip’s position on the issue as it relates to gold coins.

#1: The US Money Reserve Produces Its Own Gold Coins

The US Money Reserve has a catalog of gold coins that are available to the public, and the gold coins created by US Money Reserve have a value that is simple to determine. Gold coin collectors may collect as many coins as they like, and the gold coins are weighed to determine their value. Every gold has a sentimental value based on the design, and the coins may be traded for their design rather than their weight.

#2: Philip Believes Gold Coins Are More Stable

Philip wants his customers to understand how stable gold coins are. Someone who has purchased gold coins from the US Money Reserve may hold those coins for as long as they like, and or the coins may be sold the moment the price of gold worldwide rises. investors have countless options with gold coins that are simply not present with stocks or bonds. Stocks and bonds could lose their value at any time, but gold always seems to rise in value.

#3: Gold Coins Become Family Heirlooms

Gold coins could become family heirlooms that produce considerable profits if they stay in the family for decades. The coins may be purchased for a low price today, but the coins will sell for much more when it is time to unload them. Members of the family make quite a lot of money from selling the coins, or a retiree may sell their coins to raise their retirement.

Gold coins are a successful long term investment that anyone may try at any time. There are many people who are confused by the stock market, but the price of gold is easy to research. Gold coins are simple to purchase, and every gold coin may be sold at a profit in the future. Someone who has put their money in gold coins may turn to Philip Diehl and the US Money Reserve for help, and there are several styles Philip has created for investment purposes.

BMG Bank President Ricardo Guimarães Is Changing The Loan Business In Brazil

For years, banks in Brazil didn’t lend money to consumers unless those consumers had more than enough collateral to cover the loan. Most Brazilians used the pay-as-you-go system to buy land, build houses and even purchase cars. Big purchases were cash transaction that occurred over time. If the banks felt consumers had enough collateral, they would lend money, but the interest rate on those loans was exorbitant by any banking standards.

When Antonio Guimarães founded the Land Credit Bank of Minas Gerais, he wanted to help miners get vehicle loans. Antonio made a fortune in mining and wanted to help his neighbors in the city of Belo Horizonte buy automobiles that were being manufactured in Brazil by the big American car companies in the 1940s. According to, Antonio’s bank was successful and by the time son, Flavio, was ready to take over, the bank was very profitable thanks to a lean internal structure.

Ricardo Guimarães was named president of the bank in 1998. By that time, the bank’s name was changed to the Bank of Minas Gerais or BMG Bank. Ricardo, the grandson of Antonio, had a business degree and 10 years of experience in the banking world. It was under Ricardo’s management that bank started to become more than a state bank, according to a article about the Guimarães family.

BMG Bank did something other banks didn’t want to do, according to The bank sponsored a local soccer club and soccer fans started to notice the orange BMG logo that the players wore on game days. Ricardo became president of the local Minas Gerais club in 2001 and held that position for five years. During that time, the banker learned the ins and outs of the soccer world. He convinced the bank’s board to sponsor more soccer clubs after President Luis de Silva changed banking regulations in 2008. Today, BMG Bank is one of the leaders in the consignment credit industry.

BMG Bank has expanded its reach in the last 18 years. Ricardo Guimarães is a well know figure in the soccer world. And he is a respected member of the financial industry. Several newspaper and magazines have interviewed Guimarães, and they always ask him about soccer, banking, the economy and political situation in Brazil. Portal.communique recently asked Ricardo about China and how China would impact Brazil’s economy in 2016.

The Chinese economic situation has played a devastating role in Brazil’s economic issues, and Guimarães thinks China won’t be a help in 2016 either. According to the article, Guimarães said the China’s currency, the yuan, is overvalued against the dollar, and it could depreciate by as much as 15 percent in 2016. That won’t help Brazil, but he said the Brazilian government may inject money into the economy this year, and that will help pull Brazil out of the recession.

Follow him on Facebook.

Currency Options Discussed By U.S. Money Reserve President


PR Newswire reports when the CNBC morning show “Squawk Box” hosted a discussion on the future of currency used in the U.S. they turned to Philip Diehl, the President of the U.S. Money Reserve. The former U.S. Mint Director made a number of predictions on the future of the U.S. economy, and stated his belief that certain coins in common use should be removed from the economy to make sure the costs of producing currency remains affordable. Diehl revealed the production of the penny alone costs the American taxpayer around $105 million per year for very little value in return.

The president of the U.S. Money Reserve is in a strong position to provide information and analysis of the value of currency because of the expertise of himself and the staff he has assembled. Established to provide members of the public with the best options in buying precious metals in the form of government issued gold, silver, and platinum coins. Based in Austin, Texas the U.S. Money Reserve has been pushing the limits of valuing and testing the standards of government issued coins to make sure customers get the highest value for their precious metals investment.

Philip Diehl has used the skills he and his team at the U.S. Money Reserve have developed in a bid to find the best ways of improving the quality of profits made in producing the coins in everyday circulation. Diehl believes the best option for reducing the burden of producing more coins on the taxpayer is to reduce the number of different types in cicrulation. The financial experts explained his view that the penny now serves little purpose and has a high annual price tag for production and use each year; few options are available for altering the metal makeup of the penny, but the nickel could have its ingredients altered to produce a more economically viable coin for production.

Mann Supports the NYPD


It is not often that police officers and police departments are offered praise and gratitude. Each week there seems to be a new take the police that is publicized. Native New Yorkers, Keith Mann and his wife support the police department and their efforts to keep the cities and towns safe. Mr. Mann’s uncle was a Detective on Staten Island. Because of Mr. Mann’s previous philanthropist work, he wanted to help the New York Police Department. He wanted to show the law enforcement officers that the citizens of New York supported and appreciated their efforts at keeping them safe.

During police protests, Mr. Mann and his wife decided to have lunch delivered to the 54th Street precinct in New York in January 2015. They hoped to boost morale among the officers and show encouragement. To maintain their appreciation, the Mann’s sent lunch again to the 54th Precinct in February 2015. Mr. Mann recognizes that under their police uniform, law enforcement officers are just like us. Police officers have families and bills, and need support and appreciation. Mr. Mann advocates for other citizens to help and support the police efforts instead of raising aggression and standing in the way of justice and order. This small gesture of having lunches delivered to the precinct provided a morale boost to the police department and exhibited citizen support for the efforts of police.

Keith Mann is no stranger to helping and supporting others. His work in philanthropy has raised thousands of dollars for charities and form multiple organizes to help others. Mr. Mann and the Dynamic Search Partners donated $8,000 to Hopes and Heroes which is an organization that helps children with cancer. Mr. Mann also helped partner with Uncommon Schools. This is an organization that helps low income students achieve educational success. Dynamic Search Partners donated $10,000 to Uncommon Schools previously. Mr. Mann continues to help others through these organizations. He is the Co-Founder and Managing Director of Dynamic Search Partners which help companies with executive searches and investments.

This article recapped

Avi Weisfogel Fundraises With GoFundMe for New Smiles


The enterprising, Dr. Avi Weisfogel has teamed up with other volunteers from Operation Smile to change the lives of children. Dr. Weisfogel has also committed his passion for helping others to raise funds for the mission with a GoFundMe campaign. “I’m honored to meet these young patients and their families and transform malformations into smiles,” says Dr. Weisfogel. Surprisingly, just $240 pays for the surgery and in under an hour a child’s life changes for the better.

Founded in 1982, Operation Smile became a not-for-profit organization, dedicated to treating children with cleft lip and palate. In most strong economies this malformation is surgically repaired shortly after birth by a routine intervention, which only leaves a small scar. In less developed countries, however, the situation looks quite different. A cleft lip and palate can be a significant impairment, both physically and mentally. The malformation can cause trouble with daily living skills like breathing, and eating and communicating, and the child is often exposed to other various social problems, such as an exclusion from society. Today, more than 200,000 kids have been treated in 60 countries.

“My support of Operation Smile was an easy decision for me,” says Dr. Weisfogel. Wanting to extend his devotion to new smiles, Dr. Weisfogel embraced the mission of providing free smiles by starting his GoFundMe campaign. All proceeds go to support the mission of Operation Smile.

A quick glance of Avi Weisfogel’s career and you’ll find an impressive archive. After earning a Rutgers University baccalaureate degree, and a Doctorate of Dentistry from New York University, Weisfogel opened his own dental care facility in New Jersey. Years of accolades and landing on the best dentist lists showcased his skills and business savvy. His quick success, and eye for innovation led him to venture out of general dentistry and pursue facets of dental medicine. He co-founded Dental Sleep Masters, focusing on sleep apnea, capturing a national loyal following. From there, Dr. Avi Weisfogel has been recognized for his perspectives on giving back. Like many multifaceted healthcare professionals, Avi Weisfogel likes expanding his experience to include donating time to Operation Smile.

If there’s anyone who should know what a smile can do to a room, it would certainly be Avi. “Many times people forget how uplifting a smile can be, and I’m just honored to be involved in such a worthy project,” adds Dr. Weisfogel. With pragmatic determination, he continues his quest with his global GoFundMe campaign. Follow  Avi on Facebook and Twitter to stay up to date on his campaign.

On Charles Koch And The Justice System


Charles Koch is an American billionaire and philanthropist who has built the record-breaking Koch Industries. Koch is worth $ 44 billion and has built a $ 110 billion conglomerate. It stretches from Wichita to over 180 countries and deals with everything from soaps to oil refineries.

Charles Koch is still the CEO and President of Koch Industries. From 1973, he has been involved in shaping the policy direction for America by seeking to influence the core since. It is an approach that has borne many fruits.

The Koch network wields massive influence. It has an annual budget of over $ 900 million with over 1200 permanent employees and offices in 107 cities spread across 45 states. It is a network that started with the CATO institute in 1973.

Charles Koch regularly comments on his position on various issues in America. He is indeed one of the most influential billionaires in America. He commissions studies to measure effects of different policies and tries to make sense of them.’

It came as no surprise when he took the Criminal Justice system by the horn. It is a deeply flawed institute that has jailed the wrong people many times. Koch has revealed that the prison system in America has created a perpetual cycle of repeat offenders thanks to its very nature.

When a person is arrested in America, it can be very hard to get a reputable lawyer. The lawyers supplied by the government are over worked and under paid and are under no motivation to work there. It is a system that means poor people can rarely get rights.

Charles Koch has also questioned the fundamental mantra of an American prison. It is supposed to be tough on crime yet the best approach should be smart on crime. It is important to reform the system to fit a European model. It is a model that emphasizes rehabilitation instead of retribution.

The European model has been proven to work time and again. Koch says another reason we need to rethink our system is because it puts too much money in the wrong place. The justice system consumes $ 250 billion annually, yet high schools get $ 50 billion. It is a reality that has seen America swell its prisons with minorities.

Charles Koch lives in Wichita with the Wife and children. He has been married to Liz for 42 years. They appear committed to each other and have two grandchildren.

This article recapped on this 

Home Cleaning Convenience and Handy


Handy is a new home cleaning service company. The startup was founded back in the summer of 2012. Handy’s website enables users to find skilled people to clean their homes. That’s not all Handy’s site does, however. It also enables people to provide cleaners with payment. It even enables them to rate how good or how poor they believe their work was. Handy has received mentions from a number of prominent media outlets and publications. Examples of these are TechCrunch, CNBC, The New York Times and Bloomberg.

People who want to use Handy’s cleaning service first have to specify the exact date they need professional cleaning assistance. They also have to specify the exact time of day. Handy will then respond by verifying the appointment and accepting secure electronic payment. Handy users can view booking management devices by downloading and using the app. It’s a simple as that. Handy’s goal is to make it simple for people to hire professional cleaners who are seasoned and dependable. When these cleaners arrive at homes to clean them, they have all of the cleaning supplies and cleaning formulas they need.

People don’t have to worry when they hire professional cleaning service via Handy. The independent workers they used have all been carefully pre-screened.

Although home cleaning is a big focus at Handy, it’s far from the sole focus. People who are looking to hire a handyman can also turn to Handy for assistance. Thousands of people rely on Handy on a weekly basis to find qualified home cleaners, handymen and so much more. Many people appreciate the convenience Handy offers them. They appreciate the fact that arranging for professional assistance generally takes roughly 60 seconds or so. The secure payment also provides users with peace of mind. Handy even offers its customers guarantees of their money back if they’re not completely happy with the services they’ve received.

The company’s two founders are CEO (Chief Executive Officer) Oisin Hanrahan and COO (Chief Operating Officer) Umang Dua. Both founders have started their own companies before. Hanrahan started a software services firm known as MiCandidate. Dua, on the other hand, started College Connect. College Connect gave young people in India who were thinking about attending college the opportunity to reach out to students who already were enrolled.

Handy has customers located in many major cities all over, from Toronto and Chicago to Los Angeles and beyond.

Stock Show Positive Gains for the First Time in 2016


The New York stock market closed up last week for the first time in this short year. Stocks have been on the slide or at best posting sluggish gains since the “mini-crash” that occurred during late last summer. While it is still too early to predict where the markets will go in 2016, the early gain is widely viewed as a positive sign.

One of the main reasons the market ended the week on a positive note was a nine percent rise in the price crude oil. While consumers are enjoying the lowest gasoline prices in the past ten years due to the oversupply of crude, oil producing nations, refiners, and gas retailers have been showing softening margins. After sinking to a low of around $28 a barrel, last week saw the largest weekly increase in crude prices since last August.

Another factor in last week’s gains was a growing, but still skittish confidence in the markets. Several of the bell weather stocks of the Dow Jones Average posted profits that meant or exceeded investor and analyst expectations. Also, a couple of the firms announced major acquisitions or mergers like GE’s selling off its major appliance division to the Chinese manufacturer Haier. Other companies announced cost cutting realignments of their business units. American Express was an example of this announcing plans to save over a billion dollars in operating cost over the next twenty-four months.

Some analyst, like Joe Sowin, the head of global equity trading at Highland Capital Management, said last week’s gains were the result of investors covering short sale contracts. Short sales occur when an investor essentially sells a stock he doesn’t own and agrees to deliver that stock on a given date while receiving the proceeds in advance. If the stock price goes down, the investor profits on the spread of the shorted price and the price he purchases the stock.

Highlands Capital Management was founded by Jim Dondero in 1993 after a successful career with both American Express and the GIC subsidiary of Protective Life. Jim graduated with honors from the University of Virginia with a dual degree in accounting and finance. He also received training while completing the prestigious training program offered by Morgan Guaranty.

In addition to his work at Highland Capital, Jim serves as the chairperson for the board of directors at Cornerstone Healthcare, CCS Medical, and Nexbank, and is an active board member at MGM Studios and American Banknote. Highland Capital has earned many awards in the investment community including the HFM Best ’40 Fund for its Long/Short Healthcare Fund. Under Jim’s guidance, the company has also been a leader in innovative credit strategies for its clients.

This article recapped